• Bank statements for the latest 6 months
• Audited accounts and balance sheets for latest 3 years
• Income tax returns and filing receipts for the latest 2 years.
• Copies of ID Cards/passports for each individual.
• Valid sale agreement.
• Two passport size photographs for each partner/joint borrower
• Certificate of registration of business name where applicable.
• Certified copy of partnership deed.
• Copy of Title to property being purchased/charged (minimum lease term 45 years)
• Net disposal income 25% of net income
• Valuation report plus photographs of property being financed and/or charged, together with certificate of official search from Land Registry.
• Tenancy Agreements for rented property (ies)

• Fixed deposit receipts if any.
  

Apply for your Mortgage today. Download and complete the application form .
 
And send to:   
The Divisional Director 
S&L Mortgages from KCB Head office
Salama House, Mama Ngina Street
P.O Box 45129,00100 GPO Nairobi

For more information, visit your nearest KCB S&L Mortgage Centre or email us at This e-mail address is being protected from spam bots, you need JavaScript enabled to view it